Judgment Enforcement & Garnishment Lawyers, BC
You have a judgment. Now collect it.
Winning a court judgment is only the first step. Romaya Law helps creditors in Vancouver and across British Columbia enforce judgments using every tool available under the Court Order Enforcement Act — from garnishing orders and writs of seizure to land registration and debtor examinations.
A court judgment in your favour is a powerful legal instrument — but it does not automatically put money in your account. The debtor must still pay, and if they refuse or delay, you need a judgment enforcement lawyer in BC who knows how to compel action. At Romaya Law, we move swiftly through the enforcement process, applying the right pressure at the right time. Whether the debt involves a business dispute, an unpaid loan, or a breach of contract, we pursue every legitimate avenue to recover what a court has already confirmed you are owed.
Garnishing Orders: Attaching Wages and Bank Accounts
A garnishing order is one of the most direct enforcement tools available under BC law. It allows a judgment creditor to intercept money owed to the debtor — typically wages from an employer or funds held in a bank account — before that money reaches the debtor's hands. As garnishment lawyers in Vancouver, we prepare and serve the necessary documents and work to ensure the order reaches the right third parties. When a debtor has regular employment income or known bank accounts, garnishment is often the fastest route to recovery.
Writ of Seizure and Sale
When a debtor owns personal property — vehicles, equipment, inventory, or other goods — a writ of seizure and sale directs a court bailiff to seize that property and sell it, with proceeds applied toward the judgment debt. This tool is particularly effective in commercial contexts where a debtor business holds tangible assets. Romaya Law identifies eligible assets, manages the writ process, and coordinates with the bailiff to maximize your recovery. Timing and proper execution are critical; we handle both.
Registering a Judgment Against Real Property
If the debtor owns land or real estate in British Columbia, you can register your judgment against title as a charge on that property. This does not force an immediate sale, but it means the debtor cannot sell or refinance without first satisfying the judgment. Over time, this is a powerful lever: it encumbers the debtor's most significant asset and creates strong incentive to settle. Romaya Law handles the registration process and monitors the title so you know when enforcement becomes possible.
Judgment Debtor Examination
Before choosing the right enforcement tool, it helps to know what the debtor actually has. A judgment debtor examination — sometimes called an examination in aid of execution — compels the debtor to appear and answer questions about their income, assets, bank accounts, and financial affairs under oath. The information gathered directly informs your enforcement strategy. If a debtor refuses to attend or provides false answers, there are legal consequences. Romaya Law prepares thorough examinations designed to surface the assets you need to target.
How the Court Order Enforcement Act Protects Creditors in BC
The Court Order Enforcement Act is the primary legislation governing how judgments are enforced in British Columbia. It defines creditor rights, sets out the procedures for each enforcement mechanism, and provides protections against debtors who attempt to shield or transfer assets to avoid payment. Understanding this framework is essential to an effective enforcement strategy. Romaya Law combines knowledge of the Act with practical experience in Vancouver's courts to give creditors the strongest possible position. This page provides general information; contact us for advice tailored to your judgment.
How we help with judgment enforcement & garnishment
Act Before the Debtor Moves Assets
Debtors sometimes transfer or hide assets once legal proceedings begin. Early enforcement action limits their opportunity to do so and protects your recovery.
Multiple Tools, One Strategy
Garnishment, writs, land registration, and debtor exams are not mutually exclusive. We pursue the combination most likely to recover the full amount owed.
Serving All of British Columbia
Whether your debtor is in Metro Vancouver, the Fraser Valley, the Interior, or elsewhere in BC, Romaya Law coordinates enforcement proceedings across the province.
Free Initial Consultation
We assess your judgment, identify the debtor's likely assets, and recommend an enforcement strategy — all before you commit to any fees.
Commercial and Personal Judgments
We enforce judgments arising from business disputes, unpaid loans, personal debts, and court orders of all kinds — wherever the underlying right to collect exists.
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Your first consultation is free. We're open 24/7 across Vancouver and BC.